When an account is linked to the Online Services Website, it does not change the agreements you already have with us or our affiliates for that account and you are still subject to the terms and conditions given to you in the agreement and disclosure for the linked accounts. Your use of the Online Services Website will not affect or modify the terms and conditions of any of the account agreements that govern your accounts including your accounts at Bank of America or your investment accounts at Merrill Lynch, Pierce, Fenner & Smith Incorporated ("Merrill"). When you enroll and use the Online Services Website or authorize others to use these services on your behalf, you agree to be bound by the terms and conditions of the entire Agreement and you acknowledge that you have read, received and understood the terms and conditions of the Agreement as well as any terms and instructions that appear on a screen when enrolling in, activating or accessing the Online Services Website. You agree to review the Online Services Website for complete information, including about your transactions and all other information contained on the mobile screens. Screens within the Bank of America Private Bank Mobile Service may not provide all the disclosures and disclaimers. See additional Bank of America Private Bank Mobile Service terms and conditions in Section 8 below. For the services available within the Bank of America Private Bank Mobile Service, references herein to the Online Services website also include the Bank of America Private Bank Mobile Service. Terms and Conditions applicable to Online Services Website apply to the use of Bank of America Private Bank Mobile Service. The Bank of America Private Bank Mobile Service, including the Mobile Services app as defined in Section 8 below, may not provide all the information and functionality of the Online Services Website. This Agreement governs your use of Bank of America Private Bank Account Access and Bank of America Account Management Online ("AMO"), hereafter referred to as the "Online Services." The Online Services available through the Online Services website ("Online Services Website"), permit Bank of America clients to perform certain functions set forth below for eligible accounts linked to the Online Services through the use of your personal computer ("PC") or mobile device, including a smartphone, tablet, or any other eligible handheld or wearable communication device. This Agreement is between each owner of an eligible account or authorized representative appointed or entitled to online access on another person or entity's behalf ("you" or "your") and Bank of America Corporation, its subsidiaries, divisions and affiliates, including Bank of America, N.A., ("Bank of America" or "Our") and Bank of America Private Bank ("Private Bank"). General Description of Online Services Disclosure and Agreement ("Agreement")
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